Terms of Use

Effective date: July 17, 2026

By downloading or using FinKit ("the app"), you agree to the following terms.

Use of the App

FinKit is a toolkit of financial calculators, currently including a Leveraged ETF Estimator. The app's outputs are estimates for informational and educational purposes only, and are not a substitute for real-time data from your broker or exchange.

No Investment Advice

FinKit does not provide financial, investment, or trading advice. Nothing in the app is a recommendation to buy, sell, or hold any security. Always consult a licensed financial advisor before making investment decisions.

Your Data

FinKit does not require an account, and any values you enter are used only on your device and are not stored or backed up by us.

Intellectual Property

All content, design, and code in FinKit are owned by the developer. You may not copy, modify, distribute, or reverse-engineer the app.

Disclaimer of Warranties

FinKit is provided "as is" without warranties of any kind. We do not guarantee that the app will be error-free, uninterrupted, or that its calculations are accurate.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any losses — including financial losses from investment decisions — arising from your use of the app.

Changes to These Terms

We reserve the right to update these terms at any time. Continued use of the app after changes constitutes acceptance of the new terms.

Contact

If you have questions about these terms, contact us at kikyou.h@gmail.com.